The Panchganga River is one of the important rivers in Maharashtra. In English, the name translates as "Five Rivers". It is a major tributary of Krishna River, with which it joins at Narsobawadi.
The Panchganga River flows through the borders of Kolhapur. It starts from Prayag Sangam. The Panchganga is formed, as has been noted already, by four streams, the Kasari, the Kumbhi, the Tulsi and the Bhogawati. Local tradition believes in an underground stream Saraswati which together with the other four streams make the Panchganga.